Mortgage Loans Chattanooga Tennessee Greg Petree (Branch Manager) Kathy Cotsakis (Senior Loan Officer) Corey Petree (Loan Officer)

Home Mortgage Loans

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HOME is so many different things to so many of us.

Whatever your idea of home is, we want to make that home a reality. We're making home a reality by offering a simple loan process which gives our clients access to the most cutting edge mortgages available on the market.

We're making home a reality by providing customized options designed to make home a reality for just about any financial situation.

We're making home a reality by providing free financial literacy courses that will not only help you find the right mortgage but ensure that mortgage payment fits very comfortably within your budget.

We don't just want to help you get into your home; we want you to be able to stay in your home as long as you would like. We're making home a reality by getting involved in building the better Chattanooga area communities that are all a part of making our homes something special.

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VA Mortgage Loan

A VA Mortgage Loan  is a home loan available to veterans, ex-servicemen and women as well as those on active duty, on which the lender is insured against loss by the Veterans Administration. A VA mortgage loan has the option for 100% financing, or zero down payment. They also offer a lower mortgage insurance rate than other loan products.

Kathy will just take a couple of minutes to explain a few important advantages of VA Mortgage loans. To learn more, give Kathy a call at her Chattanooga office or click here to read more


HomePath Mortgage

HomePath Mortgage allows a borrower to purchase a Fannie Mae-owned property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage insurance. Expanded seller contributions to closing costs are allowed. read more

FHA Loans vs Conventional Loans

Here we will sum up the two most common loan types out there: conventional loans and FHA loans. Let’s get right to it! read more

USDA Rural Development Mortgage

With the USDA Rural Development option, you can borrow 100% of the appraised value. This means you don’t need to come up with the down payment. In fact, you can actually borrow 2% more than the appraised value, and use the extra to make some light repairs or home improvements. The main requirement for a USDA Rural Development mortgage is that the property must fall within certain geographical areas, outside the city limits of major metropolitan centers. read more

FHA Renovation Loan

What is an FHA 203k?

An FHA 203k loan is one of the more popular and easier to qualify renovation loans on the market right now. It is a loan backed by the federal government and intended to allow people to purchase and renovate a home with one loan. Give our Chattanooga office a call to learn more or click here to read more

HomePath Renovation Mortgage

Homepath Renovation Mortgage is a mortgage product that allows the borrower to make light to moderate repairs on a Fannie Mae-owned property and roll the costs of the renovations into the mortgage. read more

Reverse Mortages available through our Chattanooga office.

A reverse mortgage is a special loan for senior citizens that allows them to convert a portion of their home equity into cash. Unlike a traditional mortgage or home equity line, borrowers are not required to make a house payment after borrowing the money as long as they use the home as their primary residence. A Reverse Mortgage can also be used for the purchase of a new home! Ask one of our loan officers for details on that. read more

Loan Simple
NMLS# 3032
8052 Standifer Gap, Suite A, Chattanooga, TN 37421
Branch NMLS# 386455

Equal Housing Lender

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