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Mortgage Loans Chattanooga Tennessee Greg Petree (Branch Manager) Kathy Cotsakis (Senior Loan Officer) Deeanna Jeffreys (Loan Officer)

DeeAnna Jeffreys - NMLS#1407235

Licensed Loan Officer

   

As a mortgage professional, my job is to represent the interest of my clients and help secure the loan that best suits their needs. All situations are unique and having someone to guide you through your special circumstances is critical to choosing the correct loan program.  Loan Simple has products to meet most of these situations and I will work hard to get your loan approved. 

If you choose to work with me, I will be your contact throughout the process. Unlike banks, online companies, companies with entertainers as spokes persons I am from this area and have lived in Chattanooga and the surrounding area almost all my life. This is my home and the people I work with are my neighbors. I have a vested interest in helping to provide personal service to all my clients.  

This is a great time to explore the possibilities of a new home loan. You may be thinking of  refinancing your existing home to take that long awaited vacation, pay off some bill or lower your payment. If you are thinking about a new home, call me and we will get you prequalified so that you know exactly what you can purchase. The advantage to prequalify for a new home loan is the negotiating position it puts you in.  If the seller of the home you choose knows that you are prequalified, they can negotiate with confidence that you can purchase their home. 

Call or email me to get the process started. I look forward to working with you!

 

Request more information from Mortgage Consultant DeeAnna Jeffreys at djeffreys@loansimple.com or call her at 423-490-0086 for even faster service. You may also schedule a free consultation Reservations.

 

Corey Petree

HomePath Mortgage

HomePath Mortgage allows a borrower to purchase a Fannie Mae-owned property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage insurance. Expanded seller contributions to closing costs are allowed. read more

FHA Loans vs Conventional Loans

Here we will sum up the two most common loan types out there: conventional loans and FHA loans. Let’s get right to it! read more

USDA Rural Development Mortgage

With the USDA Rural Development option, you can borrow 100% of the appraised value. This means you don’t need to come up with the down payment. In fact, you can actually borrow 2% more than the appraised value, and use the extra to make some light repairs or home improvements. The main requirement for a USDA Rural Development mortgage is that the property must fall within certain geographical areas, outside the city limits of major metropolitan centers. read more

FHA Renovation Loan

What is an FHA 203k?

An FHA 203k loan is one of the more popular and easier to qualify renovation loans on the market right now. It is a loan backed by the federal government and intended to allow people to purchase and renovate a home with one loan. This is how it works: read more

HomePath Renovation Mortgage

Homepath Renovation Mortgage is a mortgage product that allows the borrower to make light to moderate repairs on a Fannie Mae-owned property and roll the costs of the renovations into the mortgage. read more

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A reverse mortgage is a special loan for senior citizens that allows them to convert a portion of their home equity into cash. Unlike a traditional mortgage or home equity line, borrowers are not required to make a house payment after borrowing the money as long as they use the home as their primary residence. A Reverse Mortgage can also be used for the purchase of a new home! Ask one of our loan officers for details on that. read more

Loan Simple
NMLS# 3032
8052 Standifer Gap, Suite A, Chattanooga, TN 37421
Branch NMLS# 386455

Equal Housing Lender

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