Mortgage Loans Chattanooga Tennessee Greg Petree (Branch Manager) Kathy Cotsakis (Senior Loan Officer) Deeanna Jeffreys (Loan Officer)

Kathy Cotsakis – NMLS#206701

Senior Mortgage Loan Officer

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As a licensed Mortgage Loan Originator and Real Estate Agent since 1990, It has been my pleasure to help hundreds of families in Georgia and Tennessee to purchase or refinance their dream homes! I take great pride in making sure you’ll understand each step of the process in simple and understandable terms, you don’t do this everyday – I do.

In today’s Real Estate Market, you may think you are “upside-down” in your current property. This may be the case, but there are still options available to you to refinance your home and save on your monthly payments.  Let’s look at your individual situation and evaluate your options.

Many people are afraid to make that first call feeling they’ll be embarrassed or turned down to purchase or refinance their home, not knowing what their credit standing may be. Good or bad, you’ll never feel intimidated here.  I work closely with the credit providers to ensure that I know what you can do to get a loan, no matter what your credit standing is.  If credit needs repair, I will assist you or direct you to the appropriate sources for more in-depth help.

While Loan Simple offers all types of home loans, some with low or no down payments,  I take particular pride in helping Veterans who’ve served us.  I have worked hard to become well versed in VA lending, eligibility requirements, funding fees, income, and more.  100% financing just for YOU, call me and let me help you take advantage of this valuable benefit!

Call or email me through our contact form today, let’s get started!  Buying or refinancing your current property, we’ll review the options and work together to make it happen.


VA Mortgage Loans with Senior Mortgage Loan Officer Kathy Cotsakis
Coming Soon!
For up-to-date information and more accurate mortgage calculations, contact me for free consultation.
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HomePath Mortgage

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FHA Renovation Loan

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HomePath Renovation Mortgage

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Loan Simple
NMLS# 3032
8052 Standifer Gap, Suite A, Chattanooga, TN 37421
Branch NMLS# 386455

Equal Housing Lender

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