Mortgage Loans Chattanooga Tennessee Greg Petree (Branch Manager) Kathy Cotsakis (Senior Loan Officer) Deeanna Jeffreys (Mortgage Consultant)



House Family

“Greg, I just wanted to say thank you for helping us throught the home buying process, and for the care package you sent on the mail. It will all come in handy. I will be telling anyone I know who is thinking about a home purchase about your company! It was a pleasure”.

- Hayden House

“Amanda & Corey @ Loan Simple have been life-savers. They have gone above and beyond to take care of our mutual clients. I look forward to doing many more deals with them!”

- Steve Metzger – Century 21 Agent – Chattanooga, TN

 “Greg has helped me on several occasions and has always managed to save me money and make my payments lower. I feel like everyone at Loan Simple is like my family and have always had a pleasant experience. I have been intimidated in the past by companies that didn’t explain things thoroughly and was very happy to deal with Greg, who I trust to look after my best interest”.

- Barbara Stander – Chattanooga, TN



“My husband and I needed “special financing” for a home we did an extensive remodel on. We had been to other loan officers only to get the “No”. We contacted Corey and discussed our situation and the time frame we needed it done in. Corey assured us he could help. He suggested things we needed to do to get a “better” rate, as well as telling us ahead of time documents that will be needed when the time comes. He always kept in constant contact with us through the whole process. When we stressed, he was right there with us, assuring us everything would work out. He truly was our lifesaver for a huge risk we took. We could have potentially lost everything. He was a professional but also felt like a friend. We would highly recommend Corey for your financial needs.”

– Shaun Padgett – Dunlap, TN

“Greg, once again, thanks for making our closing as “painless” as possible for us today. Never, had we ever had such a nice and smooth process. We sincerely appreciate all you both did for us. You can be sure that we will urge everyone we know to do business with you in the future. You both proved to us that living in the Chattanooga area is the best decision we have made in our lives. Stay in touch”.

- Tom and Jan Hawks, Soddy Daisy, TN

“An answer to prayer” that’s what Greg Petree and the team have been to us!  We were referred to Greg by our realtor after running into a few “glitches” in the loan process with other mortgage lenders.  Greg gave us new ideas and options that other companies had not. He was never more than a phone call away through the entire process.  He told us on several occasions “let me do the worrying.”  That was easier said than done, but we tried to let him do all the worrying!!  We successfully closed on our new home  in May.  We might add that Amanda Finlay was equally as wonderful to work with – always kept us up to date during the process.  We highly recommend anyone wanting to buy a home to Greg and his team at Loan Simple.”

- Robert & Karen Sciulli

HomePath Mortgage

HomePath Mortgage allows a borrower to purchase a Fannie Mae-owned property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage insurance. Expanded seller contributions to closing costs are allowed. read more

FHA Loans vs Conventional Loans

Here we will sum up the two most common loan types out there: conventional loans and FHA loans. Let’s get right to it! read more

USDA Rural Development Mortgage

With the USDA Rural Development option, you can borrow 100% of the appraised value. This means you don’t need to come up with the down payment. In fact, you can actually borrow 2% more than the appraised value, and use the extra to make some light repairs or home improvements. The main requirement for a USDA Rural Development mortgage is that the property must fall within certain geographical areas, outside the city limits of major metropolitan centers. read more

FHA Renovation Loan

What is an FHA 203k?

An FHA 203k loan is one of the more popular and easier to qualify renovation loans on the market right now. It is a loan backed by the federal government and intended to allow people to purchase and renovate a home with one loan. This is how it works: read more

HomePath Renovation Mortgage

Homepath Renovation Mortgage is a mortgage product that allows the borrower to make light to moderate repairs on a Fannie Mae-owned property and roll the costs of the renovations into the mortgage. read more


A reverse mortgage is a special loan for senior citizens that allows them to convert a portion of their home equity into cash. Unlike a traditional mortgage or home equity line, borrowers are not required to make a house payment after borrowing the money as long as they use the home as their primary residence. A Reverse Mortgage can also be used for the purchase of a new home! Ask one of our loan officers for details on that. read more

Loan Simple
NMLS# 3032
8052 Standifer Gap, Suite A, Chattanooga, TN 37421
Branch NMLS# 386455

Equal Housing Lender

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